Walton GRAT / Zeroed-Out GRAT

GRAT Calculator

Transfer wealth tax-free. If your assets outgrow the IRS §7520 hurdle rate, the excess passes to your heirs free of gift tax.

Annual Annuity Paid Back to You

$0
Assumes Zeroed-Out (No taxable gift upfront).

Tax-Free Transfer to Heirs

$0
The excess growth above the 7520 rate.

Citation: Internal Revenue Code (IRC) § 2702 and Walton v. Commissioner, 115 T.C. 589 (2000). A "Zeroed-Out" GRAT structuring ensures the present value of the annuity payments equals the initial contribution, resulting in a taxable gift of $0.